Are you tired of seeing your crooked teeth every time you smile at yourself in the mirror? Millions of people have used Invisalign to discreetly reposition their pearly whites into their proper places. This comfortable, fast, and convenient treatment may be able to help you as well. Still, you may be concerned about fitting Invisalign into your budget. Will your dental insurance help? Are there other ways to mitigate the cost of your treatment? Let’s talk about these important questions.
Insurance and Invisalign
Every dental insurance policy comes with its own fine print, but many of them do provide funds for orthodontic treatment. Here are a few things to keep in mind if you plan to use your insurance to pay for Invisalign:
- Many plans that provide coverage for orthodontics will only cover up to 50 percent of the cost. Your policy’s annual maximum may also limit how much help you get with your treatment. Most plans have an annual maximum of between $1,000 and $1,500.
- Quite a few plans offer one-time assistance with orthodontics. Therefore, if you already used your policy to pay for braces in the past, you may not be able to use your insurance to pay for Invisalign.
- Sometimes, crooked teeth are purely an aesthetic issue. If your misaligned smile is not endangering your oral health, your dental insurance might not cover Invisalign.
- Some insurance policies require a waiting period before you’re eligible to receive major services, such as Invisalign. The waiting period is often between six and 12 months.
Do you need helping to figure out how your unique dental benefits relate to Invisalign? The knowledgeable staff at your cosmetic dentist’s office will be happy to assist you. They can also file claims for you and work with you to help you get the most out of your insurance policy.
Other Help for Affording Invisalign
Dental insurance is often just one piece of the puzzle when it comes to affording Invisalign. Here are some other tools you may be able to leverage in order to fit your treatment into your budget:
- CareCredit. This low- to no-interest form of financing is often applicable to Invisalign and can help you break up the cost of your treatment into small monthly chunks.
- A dental discount plan. Some dentists offer generous discounts to patients who sign up for an annual membership plan.
- FSAs and HSAs. These types of savings accounts allow you to set aside tax-free money to pay for medical and dental services.
Don’t let the cost of Invisalign hold you back from transforming your smile. Healthy, well-aligned teeth are a worthwhile investment that will bolster your confidence, improve your oral health, and make you love what you see in the mirror.
About the Author
Dr. Joanne Bancroft is an experienced dentist who is proud to be your certified Invisalign provider in Westminster. To learn more about this treatment, or to ask questions about our insurance and payment policies, contact our office at 720-458-6561.